Consumer Data Industry Association v. State of Texas

Docket No.
1:19-cv-00876
District Court
Texas Western — Austin

Goal

  • Block enforcement of a law
  • Declaration that a law is unlawful

Litigation Content

Why This Matters:

Why This Matters

A trade association for credit reporting agencies argues that a Texas law – which prohibits credit reporting agencies from listing certain information on medical debt collection in consumer reports – is preempted by the federal Fair Credit Reporting Act. More than 100 million people are affected by medical debt, which can result in significant financial burdens for families and cause consumers to delay or forego needed medical care.

Potential Impact:

Potential Impact

Including medical debt in credit reporting can create financial barriers for millions of people by, for instance, making it harder to obtain loans, housing, and employment.

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Litigation Information

Current Status

Decision issued

Plaintiff's Motion for Summary Judgment Granted in Part